How to invest through Real Estate Crowdfunding or Fractional Ownership with Bricks in Europe and get the best opportunities?
Investing in real estate with little or no upfront capital has long been a dream for many. But between high bank requirements, complex credit procedures, and the hassle of property management, real estate can feel out of reach. Is real estate crowdfunding the alternative?
Thanks to fractional property investment models like Bricks, you can now invest in real estate from just €10, with no bank loan and no management duties. As a long-time investor with Bricks, I’ve watched it become the #1 European platform for fractional real estate, backed by names like Tony Parker.
Let’s explore why this model might be your first step toward building real estate wealth — or a smart way to diversify it, a few minutes at a time.
I. Traditional Barriers to Real Estate Investing
Conventional real estate investing often comes with:
-
-
A large upfront deposit, making investing unscalable
-
A long, rigid mortgage that increases your debt burden
-
Property management issues and tenant headaches
-
Risk concentration in a single property
-
These barriers shut out young professionals, freelancers, or even people with savings but unconventional profiles. Banks may label them as “risky,” even if they are financially responsible.
Today, there’s a better way to build or grow your property portfolio from your laptop (and since April 2025, even from your phone): real estate crowdfunding, with Bricks leading the charge.
II. Real Estate Crowdfunding or fractional property investment: The Smart Way to Invest Without a Loan
As mentioned earlier, real estate crowdfunding, or fractional ownership, presents itself as an alternative to traditional bank investments. But before you venture into it, it’s important to understand how it works.
How does Real Estate Crowdfunding or fractional property investment through Bricks work?
Everything happens via a platform. Properties, commercial lots, or even luxury estates are presented regularly. Bricks verifies every key element for us investors:
- Rental performance and income reliability
- Value growth potential (short, mid, long term)
- Expected annualized ROI
- Expertise and track record of the property sponsor
Once this is done, they will divide the property into « bricks, » each with its own value, and offer them for purchase. Each platform user can then invest in a single purchase, purchasing one to several hundred Bricks. This community-led (or crowd-sourced) fundraising operation explains the « crowdfunding » aspect of this investment: real estate platforms like Bricks connect unique opportunities with investors with diverse capital levels, who manage to become owners through strength in numbers.
The fundraising process closes once the members have shared all the Bricks. You are now the legal co-owner of a new property, without any down payment!
Receiving rent and capital gains on real estate every month without going into debt is possible with real estate crowdfunding.
And then what? This is where fractional real estate or ownership investing comes in handy: since you own a Bricks, a legal share of the property, you’ll receive a fraction of the rent each month, commensurate with your share. And when the property is resold, you also receive a share of the capital gain.
The smartest among you will quickly understand the benefits of this model. Thanks to real estate crowdfunding, investing becomes:
-
-
Accessible: Own property starting at €10
-
Diversified: Invest in multiple projects – residential, commercial, even vineyards
-
Profitable: Monthly passive income
-
Simplified: No management headaches
-
Scalable: Reinvest as your capital grows
-
Thus, real estate crowdfunding allows you to enter the world of rental investment while minimizing risks and the initial financial commitment.
III. Why choose Bricks for your real estate crowdfunding investment?
Bricks is now one of the most popular real estate crowdfunding platforms in Europe, with thousands of already convinced investors, including Tony Parker. Here’s why:
-
-
Carefully selected projects: primarily in areas with high rental demand. Each property is accompanied by an in-depth analysis of its current and future potential.
-
Professional property monitoring: Each year, various reports allow us to track the progress of our investments and the expected capital gain after resale.
-
Monthly rental payments to investors.
-
AMF-approved platform for greater security.
-
Bricks.co is registered with the French Prudential Supervision and Resolution Authority (ACPR).
-
Secondary market planned for easy resale of your shares.
-
IV. Who is real estate crowdfunding aimed at?
Bricks aims to break down all barriers to investment, making the purchase process as informed as possible for you:
-
- Young professionals looking to grow their savings without depriving themselves
- A self-employed person or freelancer looking to diversify their assets without having to go through a bank
- An expatriate couple looking to maintain investments in Europe
- Or finally, retirees looking for additional income
The best thing to do is to try it: Try Bricks today and discover their projects here
V. How does real estate crowdfunding work with Bricks?
The process of purchasing via fractional investment is broken down into several clear steps:
1. Create a free account in just a few minutes
2. Choose a real estate project from those offered
3. Invest from just €10
4. Receive monthly rents, proportional to your investment
5. Decide to keep or sell your shares whenever you want
Everything is done online, with ease!
In short, for anyone who wants to access real estate without a bank loan, get started with Bricks!
Real estate crowdfunding opens doors that traditional real estate used to close. Thanks to Bricks, you can finally invest in real estate in an accessible, transparent, and profitable way.
Start investing in fractional real estate from as little as €10 with Bricks by clicking here!
